Data Protection

POPIA Compliance

Protection of Personal Information Act (Act 4 of 2013) — How we protect your personal data.

Our POPIA Commitment

As a “Responsible Party” under POPIA, Slip a Tip is committed to processing personal information lawfully, minimally, and securely. We collect personal data only as required by law (FICA) and for the operation of our tipping platform.

Minimality

We only collect what is legally required

Security

All data encrypted at rest and in transit

Transparency

Clear purposes for all data processing

Right to Delete

Delete your data when you leave

The 8 Conditions of Lawful Processing

POPIA sets out eight conditions for the lawful processing of personal information. Here is how Slip a Tip complies with each:

1

Accountability

Slip a Tip ensures that all conditions for the lawful processing of personal information are complied with at the time of determining the purpose and means of processing, and during the processing itself. We have appointed an Information Officer responsible for ensuring compliance.

2

Processing Limitation

Personal information is processed lawfully and in a reasonable manner that does not infringe on the privacy of data subjects. We only process personal information with the consent of the data subject, or where it is necessary to fulfil a contractual obligation (providing the tipping platform service).

3

Purpose Specification

Personal information is collected for a specific, explicitly defined, and lawful purpose: (a) to facilitate digital tipping between customers and service workers, (b) to comply with FICA and AML regulations, and (c) to process payouts to verified bank accounts. Data is not retained longer than necessary, except where required by law (5-year AML retention).

4

Further Processing Limitation

Personal information is not processed for a secondary purpose incompatible with the original purpose of collection. We do not sell, trade, or share personal information with third parties for marketing purposes.

5

Information Quality

We take reasonable steps to ensure that personal information is complete, accurate, not misleading, and updated where necessary. Users can update their information via the dashboard at any time.

6

Openness

We maintain documentation of all personal information processing activities. This policy and our PAIA manual are publicly available. We notify users at the time of collection about what data we collect and why.

7

Security Safeguards

We implement appropriate, reasonable technical and organisational measures to protect personal information against loss, damage, unauthorised access, and unlawful processing. This includes PCI-DSS Level 1 encryption (via our payment gateway), encrypted storage, and strict access controls.

8

Data Subject Participation

Data subjects (users) have the right to: request confirmation of whether we hold their personal information; request access to their personal information; request correction or deletion of their personal information; and object to the processing of their personal information.

Personal Information We Collect

Identity Information

Full name, South African ID number, selfie (for Tier 2 FICA verification)

Contact Information

Phone number, email address

Financial Information

Bank account details (for payouts only — we never store card details)

Verification Documents

Proof of address (triggered at R3,000 cumulative threshold)

Transaction Data

Tip amounts, timestamps, payment references, QR code scan locations

Technical Data

IP address, device fingerprint, browser type (for fraud prevention)

Third-Party Disclosure

We only share your personal information with the following third parties, strictly for the purposes stated:

Payment Gateway (Stitch)

To process payments and EFT payouts securely. PCI-DSS compliant with 3D Secure authentication.

OTT Mobile

To issue OTT Vouchers for cash-out withdrawals delivered via WhatsApp (Meta Business Partner).

Department of Home Affairs

To verify identity documents (real-time ID validation for FICA Tier 1).

South African Revenue Service (SARS)

Only if required by law or lawful demand.

Financial Intelligence Centre (FIC)

To report suspicious transactions as required under the FIC Act.

Exercise Your Rights

You have the right to access, correct, or delete your personal information at any time.

Contact: legal@slipatip.co.za